Stop Creditors From Taking 25% of Your Hard-Earned Paycheck.
When a creditor gets a judgment in General Sessions Court, they can garnish a quarter of your take-home pay and freeze your bank account. We stop wage garnishments the same day we file.
Under Tennessee law, judgment creditors can garnish up to 25% of your disposable wages every pay period. Filing bankruptcy with Ringger Law in Jackson, TN immediately halts wage garnishments and bank levies under federal law—and permanently eliminates the underlying court judgment so the creditor can never garnish your paycheck again.
Request Your FREE Consultation Now
Speak directly with Attorney Louis W. Ringger Jr. or our Jackson team by phone or in person.
How Stop Wage Garnishment & Bank Levies in Jackson, TN Works at Ringger Law
Free Garnishment Review
Tell us which court issued the garnishment (such as Madison County General Sessions) and when your next payroll cutoff is.
Electronic Filing & Instant Notice
We file your bankruptcy petition and send immediate legal notice to the General Sessions Court clerk, the collection attorney, and your employer's payroll department.
Full Paycheck Restored
Your employer must stop withholding garnished funds immediately upon receiving notice of the federal filing.
Judgment Debt Eliminated Forever
The underlying debt is discharged so the collector can never renew the judgment or come after your wages again.
Frequently Asked Questions: Stop Wage Garnishment
Will my employer fire me if they receive a notice stopping my wage garnishment?
No. Federal law (11 U.S.C. § 525) strictly prohibits employers from firing or discriminating against an employee for filing bankruptcy. In fact, HR departments usually prefer stopping the administrative hassle of processing creditor garnishments.
Can I get back wages that were already garnished before I filed?
In some cases, if more than $600 was garnished within the 90 days immediately prior to your bankruptcy filing and we can exempt those funds under Tennessee's wildcard exemption, we can demand those garnished wages back for you.